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Improve your credit One on one dedicated client support with your experienced personal credit mentor. Sit back and let us do all of the hard work. We will get results! We provide the best representation We have years of experience working with credit reports and the associated laws. No matter what your credit situation is, your credit mentor has the knowledge needed to assist you. This experience means effective and professional service for you. By providing you with a personal credit mentor to work on your case we pay special attention to each detail on your credit report. Your credit mentor will dispute the negative items that lower your score, and work with the bureaus to have the items removed from your credit reports. apr credit card

We offer communication at a personal level We offer you a toll-free number you can call and are available Monday - Friday from 9:00 am - 5:00 pm Mountain Standard Time. Please call if you have questions or concerns and speak to your credit mentor about your case. You will find comfort in the fact that your credit mentor will be helpful and knowledgeable about your personal situation. We also offer you an online mail center where you and your credit mentor can stay in constant contact. bad credit credit card

Additional options to improve your case Some additional benefits your credit mentor can offer are contacting the creditors directly, in order to resolve your credit issues. And, if you are working on a mortgage, your credit mentor can educate you about a recommendation letter that may be drafted in order to help you qualify for your loan. (An additional fee may apply.) Nothing better than a personal touch! low apr credit card

In an automated world, there is nothing more valuable than personal representation. You will get the personal touch where it matters most. Some companies only communicate with the credit bureaus through an automated dispute process. A machine randomly pumps out letters and sends them off to the credit bureaus. We offer professional, personal involvement. the best credit card

At Academy, your credit mentor and attorney will work hard to personally serve you. credit report repair legal services LOG IN

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Fill out the form below and receive free information from an attorney on how to improve your credit score. Credit Report Repair credit repair company You could be next Submit your story Save thousands of dollars by lowering your interest rates. Qualify for a new dream home or car. Let us share your success story with other people that need credit assistance. travel reward credit card

Success Stories These are actual letters we have received from our clients any spelling errors or syntax problems included. A few have volunteered their email address to us so that you may contact them directly. Add your testimonial Hi. This is my 30 day notice to conclude our contract of service. I consider the results you ve achieved on my credit report successful and thank you for your great service. I have qualified for a mortgage to buy my dream home and am also an acceptable credit risk to purchase a brand new car! Moreover, all my other debts are paid off and I feel great about it all. Thanks again. I ve already recommended your services to several relatives and friends. Thanks! low interest credit card

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Our affiliate program is powerful WIN-WIN ! It provides an invaluable service to our clients and in turn generates additional revenue for your company. Justin H. A little over six months ago, I signed up with your service. Being a skeptic, I honestly didn t expect very much for how little you charge. However, your timely communication and results have won me over. I can plainly see my credit rating is returning to normal. Thanks. credit card company

Kristi E.

Thank you, thank you! I am thrilled that my Trans Union report is now perfect! Your efforts are greatly appreciated!!! Lewis I got another response today from Experian and they deleted the bankruptcy on my report!!!! I am so pleased! Now, let s get the other two credit bureaus to do the same before Feb. 28th, because I will be signing papers to apply for a mortgage to buy a house then!...Thanks again for the great job you are doing. I really appreciate it and it is totally worth it! student credit card

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Thank you Academy Credit. Approximately 4 months ago, I started with you and found some discrepancies on my credit report. My credit rating is all ready starting to improve and go up! You have made my credit score much more accurate. I rarely write recommendation letters, but having good credit means everything in today s lifestyle. Anthony T., PA Thanks Academy! We recently refinanced our home with an A credit rating. Your service will save us thousands of dollars in interest on our home loan. I am telling everyone I know about your service. Sincerely, credit card deal

Allen B.

The price was a key factor in determining if I would sign up or not. I was worried that you might screw me over but decided to take the risk because the investment was small and in the end this service worked out GREAT! Phil W. I just want to drop you a quick note. You guys need to know how appreciative I am of your services. I had a judgment on my credit report that wasn t even mine and you guys were able to remove this item and a few items that also were on my credit. Thank you once again. secured credit card

Dana L

I wasn t able to purchase a car until Academy Credit help me out. They were very honest and upfront right from the beginning. I would recommend them to anyone. Jacy B. I was in the process of applying for an American Express card and a few weeks later I received a letter stating that I was not approved because of four to five generic reason. I then had a friend who refereed me to your site. After five months of being a customer of yours I re-applied for my American Express card. I was approved no problem. I really do appreciate your service. airline miles credit card

Your service is great! My Transunion report is almost clean! I can t believe it! The other two bureaus are also clean too 60%. The last six months were very great and Honda Car Company gave me a brand new car on 10% interest. I am so happy. You are great. online credit card

SECURE CLIENT AREA ?Create Account Enter your information to create an account Email Address Last 4 digits of SSN Temporary Password (Received in e-mail) Desired Username New Password Confirm Password Back to login. Take advantage of our secure client area. Once you have created you account, you will be able to take advantage of the following resources: hsbc credit card

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Client Login Watch Video Put the law on your side for a change watch an informational video presentation on raising your credit score. Play best credit card rate

Phil W. More Credit Report Repair credit repair company No contracts, no hassle

No hidden Fees Should you be unhappy with our service for any reason, you can cancel at by logging into your online account. With Academy Credit, you will never be surprised by hidden fees or early termination costs. Cancel anytime! credit card balance transfer

Phil W. More Credit Report Repair credit repair company Looking for a Job

Opportunity Calls Academy is hiring! Review the postings below to see if you qualify. You can start earning up to $20 an hour. Academy is a growing and successful company. We have doubled in size every year since we opened. Employment: Our firm is looking for talented individuals who are goal-oriented, creative, and outgoing. We offer a wide range of employment opportunities for different types of people. If you are interested in any of the positions below, please send your resume to hr@academycredit.com capital one credit card

Positions: Please click a job title below to get more information about each position. Credit Advocate: Description: Educate others about their finances Starting Salary: $7.00-$15.00/hour Skills: Motivated to Succeed Data Entry: Description: Type in credit information and responses from clients. Starting Salary: $8.00-$15.00/hour Skills: At least 60 wpm Computer Marketer: balance transfer credit card

Description:Market our program to other websites and online companies. Increase online sales through search engine optimization. Assist in email marketing campaign. Starting Salary: $8.00-$20.00 Skills: HTML, Search Engines Computer Programmer: Description: Webmaster to develop, host, and manage all company software. Manage company network and user terminals. Starting Salary: $9.00-$20.00/hour eliminate credit card debt

Skills: ColdFusion, MS SQL Server 2000, IIS, HTML, Networking Credit Mentor: Description:Responsible for all communication between our firm and clients. Maintain exceptional communication with clients. Work with attorney s to ensure best results with credit files. Starting Salary: $9.00-$15.00/hour Skills: Good communication, basic computer skills credit card services

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No Spam Our E-mails are both informative and useful when you are trying to restore your credit. Should you wish to opt-out of our free service, fill in the form below. Academy considers your personal information our highest concern. We will not sell your information and believe in a no SPAM policy. uk credit card

Unsubscribe We re sorry to see you go. Please help us improve our efforts by indicating your reason for opting-out. This will stop you from getting marketing emails. This is not a cancellation request for clients. If you are a client you must fill out a cancellation form in your online account Or you may call 800-857-5268 opt 3 Email: Reason: I m not interested at this time I don t have negative items on my credit report I didn t opt-in to receive this information I m already a client of Academy Credit I m working with another company No reason Other prepaid credit card

Credit Report Repair credit repair company Share the wealth

Earn a free month Everyone has credit problems of some sort. Don t leave our friends in the dark, facing a hardship alone. Let us help them as well. You earn a free month of service for everyone you refer to us. You save money while helping your friends and family. Refer A Friend free credit card

Refer a friend to our service and receive a free month of service. YES, it is that easy. When you fill out the form below and your friend becomes a client of Academy we will give you a free month of service. credit card consolidation loan

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Signing up is easy! Simply contact us using any of the information below. Mailing Address: Academy Credit 1438 North Highway 89 Suite #120 Farmington, Utah 84025 Telephone: 1-800-857-5268 ext. 502 Monday - Friday 9:00am - 5:00pm MST Email: If you have any questions or would like to sign up for our Bill Reporter service please send us an email to amber@academycredit.com We welcome your phone calls and emails and look forward to assisting you with any questions you may have. Thank you for your participation in our service. credit card merchant account

Credit Report Repair credit repair company Improve your credit Eliminate the risk

We are absolutely dedicated to improving your credit score. Our legal team can save you thousands of dollars. Now you can build your credit using the payments your already making every day. How will reporting my bills help me credit card machine

• Paying your bills on time affects your credit more than any other factor. So, it makes sense to have all your bills reported. washington mutual credit card

• When your payments are reported this helps to strengthen your credit profile, and will give more accurate information for credit scoring systems. small business credit card

• The more positive credit you have; the less the negative credit will hurt you. credit card online

• Having all your monthly payments reporting on time will help improve your credit. consolidate credit card debt

• Building positive credit can help you in so many ways. When making any major purchases the first thing all lenders look at is your credit history. cash back credit card

• Having bad credit prevents you from getting school loans, car loans, house loans, every type of loan you apply for. aspire credit card

• Having good credit can save you thousands of dollars in interest charges on your home and auto loans. mbna credit card

• Good credit can even lower the finance charges on your debt. bank of america credit card

• It helps you to build your credit. Your traditional credit reports and scores do not include on-time commonly recurring bill payments such as rent, insurance, cable, phone, remittances, day care, child support, and utilities. PRBC is the only credit bureau that enables you to build your credit by having your on-time bill payment and payday advance repayment history reported on your behalf. credit card fraud

• It helps you save money. Building a positive PRBC bill payment history and Bill Payment Score demonstrates your creditworthiness and fiscal responsibility. Having a positive PRBC bill payment history can save you thousands of dollars on a mortgage, hundreds of dollars on an auto loan, insurance, and other major purchases, and can also save you from having to post a deposit when applying for utility hook-up and phone service. bad credit card

• It helps you because enrollment and basic PRBC services are free. PRBC does not charge you a fee to self-enroll, accept account and payment information from approved PRBC Data Providers, view your PRBC data, or resolve disputes about information reported about your accounts by PRBC Data Providers. If you wish to build a bill payment history by providing historical payments to PRBC, there may be a nominal fee to verify those historical accounts and payments. gas credit card

Who can apply for Bill Reporter

You must be 18 years old with a valid social security number/individual tax identification number (ITIN) and a current address to sign up for bill reporter. Will I need internet access to sign up and manage my account No. if you don% have internet access and would like to sign up, just call (626)447-0352 to enroll, and an enrollment specialist will guide you through the enrollment process. Once enrolled, you can manage many tasks over the phone via an automated voice response, or through our live customer service agents. instant approval credit card

Will this impact my credit score

When your payments are reported this helps to strengthen your credit profile and will give more accurate information for credit scoring systems to make a better evaluation according to their individual credit criteria needs. Having these payments show good payment record can only help your score. How much will my score improve No one can predict your credit score improvement and it will vary according to the model that is being used, and for what purpose the lender is requesting the score be given. Every point counts and adding this account with timely payments can go a long way to adding valuable scoring information. credit card debt management

How long does the process take

Immediately following your first deposit, we will send your RMB Pre-Paid Debit master Card card, giving you the strength of the MasterCard brand to make purchases at millions of locations where debit MasterCard is accepted. What are the fees associated with Bill Reporter - For the enhanced program it is a one time set up fee of $49.95 and a monthly fee of $9.95. citibank credit card

- For the standard program it is a one time set up fee of $19.95 and a $9.95 monthly fee. Do you offer any guarantees Our company offers a 30 day money back guarantee. If you are not completely satisfied with our services within the first thirty days, we will refund 100% of your money once we receive you MasterCard back in the mail. Do I get a monthly statement credit card debt elimination

You will receive monthly online statements free of charge. How do I contact customer service You can access and manage your Pre-Paid Debit MasterCard Card for free inline or via our automated phone system. Simply log into your account by visiting www.reportmybills.com and clicking the Customer Login link or call the number on the back of your card. Customer service hours are 9am-4pm PST or you can fax us at (626)440-7078 college student credit card

Can I cancel

Bill Reporter works for you, so if you want to cancel your reporting with us at anytime you can. Remember that the longer Bill Reporter works for you the better your credit report will look to future creditors and lenders. credit repair help signup credit information cont unsecured credit card

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Credit Report Repair credit repair company Improve your credit Eliminate the risk

We are absolutely dedicated to improving your credit score. Our legal team can save you thousands of dollars. Now you can build your credit using the payments your already making every day. Getting started with Bill Reporter is easy and affordable. Standard Program credit card for people with

There is a one time set up fee of $19.95 and a $9.95 monthly fee. Enhanced Program There is a one time set up fee of $49.95 and a monthly fee of $9.95 Can I cancel Report My Bills serves you. So, if you want to cancel your reporting at anytime with us you can. However, remember that the longer Report My Bills reports your monthly payments, the better your credit report will look to future creditors and lenders. We offer a 30 day money back guarantee. If you are not completely satisfied with our services within the first thirty days, we will refund 100% of your money once we receive your Report My Bills debit card back in the mail. credit card rate

Fanci More BILL REPORTER

Academy is dedicated to improving your credit. What can you have reported Anything that you are paying every month you can now be used to help you build a positive credit history! This includes but is not limited too: Life Necessity Payments Rental or Lease Payments low interest rate credit card

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We are absolutely dedicated to improving your credit score. Our legal team can save you thousands of dollars. Now you can build your credit using the payments your already making every day. What is PRBC PRBC is America s Alternative Credit Bureau, providing a helpful service to the over 50 million people with limited or no credit history. If you pay your monthly bills on time, PRBC can help you build credit to qualify for a mortgage and better interest rates compare credit card

Pay Rent, Build Credit, Inc. (PRBC) is based in Annapolis, Maryland, and was incorporated in March 2002. It is now doing business as PRBC because it tracks all recurring bill and loan payments, not just rent. chase credit card services

PRBC is the only credit bureau that allows consumers to self-enroll to demonstrate their fiscal responsibility with information that is not reported to the big three, such as on-time non-debt bill payments and payday advance repayments. PRBC produces a PRBC Reportsm and Bill Payment Scoresm (BPSsm) that comply with the Equal Credit Opportunity Act and can be used to supplement your big three credit bureau reports and scores (if you have one of them). A PRBC Report and BPS can show that you have paid your bills on time, consecutively, for up to the past three years. PRBC maintains your bill payment history in your file for seven years, but does not share your file without your permission. Unlike other credit bureaus, PRBC does not charge you a fee to view your PRBC information at any time, nor does PRBC sell your private personal information to solicitors, telemarketers, direct mail firms, or for research purposes. credit card debt reduction

Naeem A. More 1 IN 4 CREDIT REPORTS CONTAIN SERIOUS ERRORS!

Our professionals will make sure yours doesn t. You have rights! Credit Restoration is legal! You have the right under the Fair Credit Reporting Act (FCRA) to dispute any information on your credit report. You have the right to force the credit bureaus into providing verification of the information they sell and print. This act allows you to resolve credit report inaccuracies and raise your FICO Score, but the process is not easy and is very time consuming. credit card terminal

Time is money. Let our credit firm represent you Why use a credit restoration firm Just like you can represent yourself in court, it is possible to improve your credit on your own. However, the law is complex and in the case of credit, what you don t know can hurt. The attorneys at Academy Credit have over ten years of experience in credit law. They have streamlined the credit restoration process so that is it both cost efficient and produces results. In fact Academy Credit has a 95% success rate when removing negative items from your credit report. credit card merchant

We offer you confidence in a successful track record You are not alone. We have removed thousands of negative items ranging from delinquencies to bankruptcies. Some examples of common problems on credit reports that have been removed resulting in improved credit scores are: * Incorrect personal information * Late payments/Delinquency * Charge offs/Profit and Loss * Collections * Lost/Stolen cards online credit card approval

* Repossessions * Foreclosures * Bankruptcies * Tax liens and Judgments * Duplicate items * Inquiries * Other negative or erroneous information that is inaccurate, unverifiable, misleading, incomplete or outdated. Risk Free We are so confident that we will be able to assist you in restoring your credit, that we refund monthly payments if we cannot improve your credit report . So, don t wait another day! Our credit professionals are ready to assist you. orchard bank credit card login

Phil W. More Improving Your Credit Score Can be Made Easy You are taking the first step in repairing your credit report. Compare Bronze Silver Gold Platinum

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